保险要求原文：
Program participants and their dependents are required to have medical insurance coverage with the following minimum benefits
• Medical benefits of at least $50,000 per accident or illness
• Repatriation of remains in the amount of $7,500
• Expenses associated with the medical evacuation of the exchange visitor to his or her home country in the amount of $10,000
• A deductible not to exceed $500 per accident or illness.
Sponsors are to require that their participants (and any dependents entering the United States as holders of a J-2 visa) have insurance in effect during the period of time they are in the sponsor's program. An insurance policy secured to meet the benefits requirements must be underwritten by an insurance corporation with an A.M. Best rating of "A-" or above, an Insurance Solvency International, Ltd. (ISI) rating of "A-I" or above, a Standard and Poor's Claims Paying Ability rating of "A-" or above, or a Weiss Research, Inc. rating of B+ or above. Alternatively, the sponsor may ascertain that the participant's policy is backed by the full faith and credit of the government of the exchange visitor's home country. For other options, see
Program regulations also discuss coverage through HMOs and self-insurance of the above requirements by federal, state or local government agencies, state colleges and universities, and public community colleges, if permitted by law. Refer to for additional information.
保险要求中文翻译：
1、Medical Benefits of at least $50,000 per accident or illness (对每次疾病或意外的保障额度不能低于 5 万美元)
2、Repatriation of Remains in the amount of $7,500 (后事处理及遗体遣返费用不能低于 7500 美元)
3、Expenses associated with the medical evacuation of the exchange visitor to his or her home country in the amount of $10,000 (将被保险人转运回国的保障不能低于 1 万美元)
4、A deductible not to exceed $500 per accident or illness (免赔额度不能高于 500 美元)
5、A policy underwritten by an insurance carrier with: (保险公司需要达到一定的信用评级或者在被保险人本国获得认可)
